Privacy Policy

1. Data controller and scope

Money AI Guide is an independent digital publisher. Full seller identification details, including legal entity name, registration number and registered address, are published on this page and kept up to date. Money AI Guide is the controller for personal data processed through this website, except where an independent provider acts as its own controller. This policy applies to the landing page, checkout handoff, purchase verification, protected downloads, analytics consent, and refund administration.

2. Data we collect

We collect only information reasonably needed to operate the service. We do not ask you to create an account and we do not ask for a name, address, or phone number.

• Purchase data: email address, purchased tier, amount, currency, payment status, checkout session identifier, and timestamps.
• Technical data: basic request, security, and error information needed to prevent abuse and maintain reliability.
• Consent data: your essential-only or analytics preference stored in your browser, and your recorded consent to immediate digital delivery at checkout.
• Support data: information you voluntarily provide with a refund or order inquiry.
• We do not store complete payment card numbers or security codes. Stripe processes payment credentials.

3. Purposes and legal bases

We process purchase data to perform the contract, deliver products, maintain secure access, and provide receipts. We process limited technical data for our legitimate interests in security, fraud prevention, and service reliability. Optional analytics runs only on the basis of your consent, which you can withdraw at any time. We retain records where necessary to comply with tax, accounting, dispute, or other legal obligations.

We do not use your personal data to train AI models, and we do not make automated decisions about you that produce legal effects or similarly significant effects.

4. Service providers we use

We keep the list of providers deliberately short. The following organizations may process personal data in connection with this website:

• Stripe Inc. and its group companies — payment processing, fraud screening, receipts and refunds. Stripe acts as an independent controller for payment data under its own privacy policy.
• Abacus.AI Inc. — application hosting, database hosting, and the transactional email used to send your download link. Acts as our processor.
• Google Ireland Ltd. / Google LLC — Google Analytics, loaded only if you choose “Accept all” in the cookie banner. Not loaded otherwise.
• We do not use advertising networks, retargeting pixels, or data brokers on this website.

5. Cookies and analytics

Essential browser storage remembers your cookie preference and supports secure operation; it is required for the site to work and is not used for tracking. Optional analytics is disabled unless you choose “Accept all.” If enabled, Google Analytics may process usage data according to its terms. You can reopen the cookie controls from the footer and change or withdraw your choice at any time.

6. Selling and sharing of personal data

We do not sell personal data, and we do not share personal data for cross-context behavioural advertising or targeted advertising, as those terms are defined under the California Consumer Privacy Act as amended by the CPRA and under comparable US state privacy laws. We have not sold or shared personal data in the preceding twelve months, and we do not knowingly collect or sell the personal data of minors.

7. International transfers

A global digital service may use providers in countries outside your own, including the United States. Where GDPR or UK GDPR applies, transfers are protected through recognized safeguards such as adequacy decisions, the EU-US Data Privacy Framework where a provider is certified, or standard contractual clauses with supplementary measures.

8. Retention

We keep data only as long as we have a reason to.

• Purchase and transaction records: retained for the period required by accounting and tax law in our place of establishment, which is generally five to ten years depending on jurisdiction.
• Download access records: retained for the life of your license so we can restore access if you lose your link.
• Support and refund correspondence: deleted within 24 months of the matter being closed, unless needed for an ongoing dispute.
• Security and error logs: kept for a short operational period, normally no longer than 12 months.
• Browser consent preference: stays on your device until you clear it or change your choice.

9. Your rights

If you are in the EU, EEA, or UK you have the right to access, rectify, erase, restrict, or object to processing of your personal data, to receive a portable copy, and to withdraw consent at any time. You may also lodge a complaint with your local data protection authority.

If you are in California, Colorado, Connecticut, Virginia, Texas, or another US state with a comprehensive privacy law, you have the right to know what personal data we hold, to obtain a copy, to request correction or deletion, to opt out of sale, sharing, targeted advertising, and profiling — none of which we carry out — and to not be discriminated against for exercising these rights. We do not charge different prices or provide a lower level of service to people who exercise privacy rights.

To exercise any right, contact us using the details on our Contact page and identify the email address used at checkout. We respond within the timeframe required by applicable law, normally within 30 days. You may use an authorized agent where the law permits. Rights can be limited where retention is required by law or necessary to establish or defend legal claims.

10. Children

This website and these products are intended for adults aged 18 and over. We do not knowingly collect personal data from children. If you believe a child has provided personal data to us, contact us and we will delete it.

11. Security

We use hosted payment checkout, server-side verification, access-controlled download links, data minimization, encryption in transit, and restricted operational access. No internet service is risk-free, but we apply measures proportionate to the nature of the data processed. If a personal data breach is likely to result in a risk to your rights, we will notify the relevant authority and, where required, you.

12. Contact and policy updates

You can reach customer support at [email protected]. Submit privacy requests through this channel or the support channel associated with your Stripe receipt, and identify the email used at checkout. We may update this policy to reflect product, provider, or legal changes; the revised date will be shown above and material changes will be summarized here.